Parcel Number: 3081120700004100

Directions to Property: From I-55 take the Hernando exit, go West on Commerce Street to the Hernando Square, turn right on Hwy 51, turn right into Cross Creek Subdivision on Cross Creek Dr. Drive straight through the gate and take a left on S Lake Dr. 2nd home on the right. *You can also take Hwy 51 South from the Nesbit Exit at I-55 or from 269, take the McIngvale exit, go west on McIngvale and then S on Hwy 51.

Community Of: N/A

Street Number: 1280

Street Direction: S

Street Name: Lake

Street Suffix: Drive

County: DeSoto

State: MS

Zip Code: 38632

Subdivision: Cross Creek

Listing Service: Full Service

Status: Right of First Refusal

List Date: 2025-12-04

List Price: $369,000

Current Price: $369,000

New Construction: No

Property Condition: Move In Ready

Approx Lot Size Acres: 0.25

Lot Size Dimensions: 76x142 irr

SqFt Source: Appraiser

List Price/SqFt: 136.31

Year Built Source: Builder

Garage Spaces: 2

Carport Spaces: 0

Total Floors: 2

Bathrooms Half: 0

Bathrooms Three Quarter: 0

Fireplace: Yes

Fireplaces Total: 1

Pool: No

School District: Desoto CO Dist

Elementary School: Hernando

Elementary School 2: Hernando Hills

Intermediate School: Oak Grove

Middle or Junior School: Hernando

High School: Hernando

Home Warranty: No

Accessibility Features: No

Property Sub Type: Single Family Residence

Approx H/C SqFt: 2707

Year Built: 2002

Bedrooms Total: 4

Bathrooms Full: 3

Tax Annual Amount: 1286

Tax Year: 2024

Homestead Y/N: Yes

Additional Exemptions Y/N: Yes

Exemption Type: Over 65

Flood Insurance Required?: No

Leasehold Y/N: No

Association: Yes

Association Fee Frequency: Annually

Covenants Y/N: Yes

Legal Description: CROSS CREEK S-D SEC D LOT 41

Public Remarks: ''The Perfect Hernando Retreat with a Private Upstairs Suite'' - Discover the perfect blend of comfort, style, and flexibility at 1280 S Lake Drive— this wonderful home is located just 1.5 miles from the Historic Hernando Square, where local restaurants, boutiques, farmers markets, concerts, and year-round events create the heart of the community. This spacious 4-bedroom, 3-bath home offers approximately 2,707 sq ft of thoughtfully designed living space, beginning with an impressive formal living room accented by stunning hardwood floors and timeless plantation shutters that continue throughout the main living areas. The main level features three bedrooms, including a remarkably large primary suite with separate vanities, a relaxing soaking tub, a walk-in shower, and an oversized walk-in closet. The kitchen is perfectly positioned for everyday living and effortless entertaining—featuring a generous walk-in pantry, a flex room ideal for a small office or storage, and an open layout connecting the breakfast area and hearth room with a cozy gas-log fireplace. Upstairs, a versatile 4th bedroom and 3rd full bath open into a 700± sq ft private suite complete with a living area, kitchenette, and huge walk-in closets. This multipurpose retreat is perfect for guests, an in-law suite, a teenager's dream space, a home office, or hobby studio. Outdoor living shines with a large screened-in patio, a covered patio, and an additional poured concrete area ideal for grilling, outdoor dining, or fire-pit lounging. A well-built storage building adds even more function to the backyard. With its proximity to Hernando's charming downtown, flexible floor plan, and beautiful indoor/outdoor spaces, this home offers a rare opportunity to enjoy both convenience and comfort in one of Mississippi's most desirable small towns. *** Seller offering $10k for buyer to use toward paint, carpet, rate buy-down, closing costs, price reduction etc. *** Don't miss the chance to see everything this amazing property offers—homes like this do not come along often.

Contingent Date: 2026-03-21

House: 1

Traditional: 1

Fenced: 1

Few Trees: 1

Front Yard: 1

Landscaped: 1

Homeowner Association: 1

Restrictive Covenants: 1

Two: 1

Public Sewer: 1

Public: 1

Cash: 1

Conventional: 1

FHA: 1

USDA Loan: 1

VA Loan: 1

Maintenance Grounds: 1

Showing: Appointment Required

Appointment Phone: 901-754-7575

Lockbox Location: Front Door

Bookcases: 1

Breakfast Bar: 1

Ceiling Fan(s): 1

Crown Molding: 1

Double Vanity: 1

Entrance Foyer: 1

Granite Counters: 1

Pantry: 1

Primary Downstairs: 1

Recessed Lighting: 1

Storage: 1

Tray Ceiling(s): 1

Walk-In Closet(s): 1

Electricity Connected: 1

Natural Gas Connected: 1

Sewer Connected: 1

Water Connected: 1

Underground Utilities: 1

Hearth Room: 1

Breakfast Bar: 1

Breakfast Room/Morning Room: 1

Granite Counters: 1

Kitchen/Family Room View: 1

Walk-in Pantry: 1

6 Foot Tub: 1

Double Vanity: 1

Separate Tub & Shower: 1

Walk-In Shower: 1

Gas Log: 1

Hearth: 1

Built-In Range: 1

Dishwasher: 1

Disposal: 1

Electric Range: 1

Gas Water Heater: 1

Microwave: 1

Stainless Steel Appliance(s): 1

Sheetrock: 1

Carpet: 1

Ceramic Tile: 1

Hardwood: 1

Blinds: 1

Insulated Windows: 1

Plantation Shutters: 1

Dead Bolt Lock(s): 1

Insulated: 1

Electric Dryer Hookup: 1

Laundry Room: 1

Main Level: 1

Washer Hookup: 1

Security System: 1

Smoke Detector(s): 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Multi Units: 1

Central: 1

Fireplace(s): 1

Natural Gas: 1

Slab: 1

Brick: 1

Architectural Shingles: 1

Rain Gutters: 1

Patio - Covered: 1

Porch: 1

Screened: 1

Back Yard: 1

Privacy: 1

Wood: 1

Concrete Drive: 1

Attached: 1

Concrete: 1

Driveway: 1

Garage: 1

Garage Door Opener: 1

Outbuilding: 1

Shed(s): 1

Hiking/Walking Trails: 1

Lake: 1

Park: 1

Playground: 1

Sidewalks: 1

Street Lights: 1

See Remarks: 1

Attic: Yes

Attic Floored: 1

Ridge Vent: 1

Walk-In Attic: 1

Natural Gas: 1

None: 1

Bathroom: 1

Bathroom Level: Main

Bedroom: 1

Bedroom Level: Main

Bonus Room: 1

Bonus Room Level: Upper

Dining Room: 1

Dining Room Level: Main

Family Room: 1

Family Room Level: Main

Kitchen: 1

Kitchen Level: Main

Laundry: 1

Laundry Room Level: Main

Living Room: 1

Living Room Level: Main

Other: 1

Other Level: Main

Primary Bathroom: 1

Primary Bathroom Level: Main

Primary Bedroom: 1

Primary Bedroom Level: Main

Workshop: 1