Business HoursMon-Fri: 9PM-5PM | Sat: 9AM-1PM
Offices418 HWY 90 Waveland, MS 39576
$929,000
Bay Saint Louis, MS 39520
MLS# 4149407
3 beds | 1924 sqft
1 / 44
Property Description
Just steps from the beach in the coveted first block of downtown Bay St. Louis, this beautifully renovated coastal cottage blends timeless charm with luxury coastal living. Featuring two inviting front porches, this home has been completely updated with high-end finishes and thoughtfully designed indoor and outdoor spaces perfect for entertaining and relaxing. Enjoy your private backyard retreat with a pool, outdoor kitchen, and spacious gathering areas designed for the ultimate Gulf Coast lifestyle. The oversized boat garage offers exceptional storage for your boat, golf cart, and beach gear, making it easy to enjoy everything the coast has to offer. Hop on your golf cart and cruise to the beach, boutique shopping, restaurants, live music, and all the charm of downtown Bay St. Louis. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this exceptional coastal home delivers location, luxury, and lifestyle.
Details
Maps
Address and Location Information
Parcel Number: 149n-0-30-207.000
N or S of I-10: S
N or S of CSX Railroad Track: S
Street Number: 144
Street Name: Saint Charles
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Subdivision: Fourth Ward
Listing Information
Listing Service: Full Service
Status: Active
List Date: 2026-05-14
List Price: $929,000
Current Price: $929,000
General Property Information
New Construction: No
Property Condition: Move In Ready
Approx Lot Size Acres: 0.34
Lot Size Dimensions: 101.9' X140'
SqFt Source: Appraiser
Additional H/C SqFt: 0
List Price/SqFt: 482.85
Year Built Known: Yes
Year Built Source: Appraiser
Garage Spaces: 0
Carport Spaces: 5
Total Floors: 1
Bathrooms Half: 1
Bathrooms Three Quarter: 0
Fireplace: No
Pool: Yes
School District: Bay St. Louis Waveland Dist
Home Warranty: No
Accessibility Features: No
Property Sub Type: Single Family Residence
Approx H/C SqFt: 1924
Year Built: 2016
Bedrooms Total: 3
Bathrooms Full: 2
Tax and Financial Information
Tax Annual Amount: 6400
Tax Year: 2025
Homestead Y/N: No
Additional Exemptions Y/N: No
Zoning: General Residential
Flood Insurance Required?: Subject to Survey
Annual Home Insurance: 4000
Leasehold Y/N: No
Association: No
Covenants Y/N: Yes
Legal Description: 4TH WARD 177 BAY ST LOUIS
Remarks & Miscellaneous
Public Remarks: Just steps from the beach in the coveted first block of downtown Bay St. Louis, this beautifully renovated coastal cottage blends timeless charm with luxury coastal living. Featuring two inviting front porches, this home has been completely updated with high-end finishes and thoughtfully designed indoor and outdoor spaces perfect for entertaining and relaxing. Enjoy your private backyard retreat with a pool, outdoor kitchen, and spacious gathering areas designed for the ultimate Gulf Coast lifestyle. The oversized boat garage offers exceptional storage for your boat, golf cart, and beach gear, making it easy to enjoy everything the coast has to offer. Hop on your golf cart and cruise to the beach, boutique shopping, restaurants, live music, and all the charm of downtown Bay St. Louis. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this exceptional coastal home delivers location, luxury, and lifestyle.
Structure Type
House: 1
Architectural Style
Bungalow: 1
Lot Features
Corner Lot: 1
Fenced: 1
Front Yard: 1
Landscaped: 1
Many Trees: 1
Near Beach: 1
Covenants And Restrictions
Architectural Review: 1
Historical: 1
Levels
One: 1
Sewer
Public Sewer: 1
Water Source
Public: 1
Listing Terms
Bank Loan: 1
Cash: 1
Conventional: 1
VA Loan: 1
Workshop Features
Workshop: No
Waterfront Features
Waterfront: No
Showing Requirements
Showing: Appointment Required
Appointment Phone: 662-832-9551
Lockbox Location: Front Door
Interior Features
Bar: 1
Beamed Ceilings: 1
Built-in Features: 1
Ceiling Fan(s): 1
Crown Molding: 1
Double Vanity: 1
High Ceilings: 1
High Speed Internet: 1
His and Hers Closets: 1
Open Floorplan: 1
Pantry: 1
Recessed Lighting: 1
Smart Thermostat: 1
Soaking Tub: 1
Split Plan: 1
Stone Counters: 1
Vaulted Ceiling(s): 1
Walk-In Closet(s): 1
Wet Bar: 1
Utilities
Cable Available: 1
Electricity Connected: 1
Phone Available: 1
Water Connected: 1
Natural Gas in Kitchen: 1
See Remarks: 1
Special Purpose Rooms
Living/Dining Combo: 1
Kitchen Features
Farm Sink: 1
Kitchen/Family Room Combo: 1
Quartz Counters: 1
Bathroom Features
Ceramic Tile: 1
Double Vanity: 1
Free Standing Tub: 1
Jack/Jill Bath: 1
Separate Tub & Shower: 1
Soaking Tub: 1
Two Shower Heads: 1
Two Walk-In Closets: 1
Walk-In Shower: 1
Appliances
Convection Oven: 1
Dishwasher: 1
Dryer: 1
ENERGY STAR Qualified Water Heater: 1
Exhaust Fan: 1
Free-Standing Freezer: 1
Free-Standing Refrigerator: 1
Freezer: 1
Gas Oven: 1
Gas Range: 1
Ice Maker: 1
Microwave: 1
Range Hood: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Tankless Water Heater: 1
Washer: 1
Washer/Dryer: 1
Walls - Interior
Sheetrock: 1
Wood: 1
Flooring
Carpet: 1
Ceramic Tile: 1
Hardwood: 1
Window Features
Double Pane Windows: 1
Drapes: 1
Insulated Windows: 1
Window Treatments: 1
Door Features
Barn Door: 1
Dead Bolt Lock(s): 1
Double Entry: 1
French Doors: 1
Pocket: 1
Security: 1
Laundry Features
Electric Dryer Hookup: 1
In Hall: 1
Inside: 1
Laundry Room: 1
Main Level: 1
Washer Hookup: 1
Security Features
Security System Owned: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Multi Units: 1
Heating
Central: 1
Foundation Details
Raised: 1
Exterior Construction/Siding
HardiPlank Type: 1
Siding: 1
Roof
Metal: 1
Exterior Features
Gas and Propane hookup: 1
Gas Grill: 1
Outdoor Grill: 1
Outdoor Kitchen: 1
Private Yard: 1
Rain Gutters: 1
TV Connection / hookup: 1
Patio And Porch Features
Front Porch: 1
Patio: 1
Patio - Covered: 1
Porch: 1
Rear Porch: 1
Stone/Tile: 1
Fencing
Back Yard: 1
Gate: 1
Wood: 1
Wrought Iron: 1
Driveway Features
Gravel Drive: 1
Parking Features
Parking Total: 5
Driveway: 1
Electric Vehicle Charging Station(s): 1
Garage Faces Front: 1
Golf Cart Garage: 1
Lighted: 1
On Site: 1
Other Structures
Kennel/Dog Run: 1
Outdoor Kitchen: 1
RV/Boat Storage: 1
Community Features
Boating: 1
Curbs: 1
Fishing: 1
Marina: 1
Near Entertainment: 1
Pool: 1
Restaurant: 1
RV/Boat Storage: 1
Street Lights: 1
Pool Features
Gunite: 1
Hot Tub: 1
In Ground: 1
Salt Water: 1
Barn Features
Barn: No
Horse Amenities
Horse Amenities: No
None: 1
Attic Features
Attic: Yes
Basement Features
Crawl Space: 1
Water Heater
Tankless: 1
Disclosures
Agent Owned: 1
Flood Insurance Required: 1
Seller/Agent Relationship: 1
Room Type
Bathroom: 1
Bedroom: 1
Family Room: 1
Kitchen: 1
Property Features
Structure Type: House
Architectural Style: Bungalow
Lot Features: Corner Lot; Fenced; Front Yard; Landscaped; Many Trees; Near Beach
Levels: One
Covenants And Restrictions: Architectural Review; Historical
Interior Features: Bar; Beamed Ceilings; Built-in Features; Ceiling Fan(s); Crown Molding; Double Vanity; High Ceilings; High Speed Internet; His and Hers Closets; Open Floorplan; Pantry; Recessed Lighting; Smart Thermostat; Soaking Tub; Split Plan; Stone Counters; Vaulted Ceiling(s); Walk-In Closet(s); Wet Bar
Special Purpose Rooms: Living/Dining Combo
Kitchen Features: Farm Sink; Kitchen/Family Room Combo; Quartz Counters
Bathroom Features: Ceramic Tile; Double Vanity; Free Standing Tub; Jack/Jill Bath; Separate Tub & Shower; Soaking Tub; Two Shower Heads; Two Walk-In Closets; Walk-In Shower
Appliances: Convection Oven; Dishwasher; Dryer; ENERGY STAR Qualified Water Heater; Exhaust Fan; Free-Standing Freezer; Free-Standing Refrigerator; Freezer; Gas Oven; Gas Range; Ice Maker; Microwave; Range Hood; Refrigerator; Stainless Steel Appliance(s); Tankless Water Heater; Washer; Washer/Dryer
Walls - Interior: Sheetrock; Wood
Flooring: Carpet; Ceramic Tile; Hardwood
Window Features: Double Pane Windows; Drapes; Insulated Windows; Window Treatments
Door Features: Barn Door; Dead Bolt Lock(s); Double Entry; French Doors; Pocket; Security
Laundry Features: Electric Dryer Hookup; In Hall; Inside; Laundry Room; Main Level; Washer Hookup
Security Features: Security System Owned
Cooling: Ceiling Fan(s); Central Air; Multi Units
Heating: Central
Utilities: Cable Available; Electricity Connected; Phone Available; Water Connected; Natural Gas in Kitchen; See Remarks
Sewer: Public Sewer
Water Source: Public
Foundation Details: Raised
Listing Terms: Bank Loan; Cash; Conventional; VA Loan
Roof: Metal
Patio And Porch Features: Front Porch; Patio; Patio - Covered; Porch; Rear Porch; Stone/Tile
Exterior Features: Gas and Propane hookup; Gas Grill; Outdoor Grill; Outdoor Kitchen; Private Yard; Rain Gutters; TV Connection / hookup
Fencing: Back Yard; Gate; Wood; Wrought Iron
Driveway Features: Gravel Drive
Parking Features: Driveway; Electric Vehicle Charging Station(s); Garage Faces Front; Golf Cart Garage; Lighted; On Site
Other Structures: Kennel/Dog Run; Outdoor Kitchen; RV/Boat Storage
Community Features: Boating; Curbs; Fishing; Marina; Near Entertainment; Pool; Restaurant; RV/Boat Storage; Street Lights
Pool Features: Gunite; Hot Tub; In Ground; Salt Water
Horse Amenities: None
Basement Features: Crawl Space
Water Heater: Tankless
Disclosures: Agent Owned; Flood Insurance Required; Seller/Agent Relationship
Room Type: Bathroom; Bedroom; Family Room; Kitchen
Room Information
| Room Name | Level |
| Family Room | Main |
| Bathroom | Main |
| Bedroom | Main |
| Bedroom | Main |
| Bedroom | Main |
| Bathroom | Main |
| Bathroom | Main |
| Kitchen | Main |
Listing Office: Coldwell Banker Signature
Listing Agent: Stacy Shoaf
Last Updated: May - 14 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.
$929,000
Bay Saint Louis, MS 39520
MLS# 4149407
3 beds | 1924 sqft
1 / 44
Property Description
Just steps from the beach in the coveted first block of downtown Bay St. Louis, this beautifully renovated coastal cottage blends timeless charm with luxury coastal living. Featuring two inviting front porches, this home has been completely updated with high-end finishes and thoughtfully designed indoor and outdoor spaces perfect for entertaining and relaxing. Enjoy your private backyard retreat with a pool, outdoor kitchen, and spacious gathering areas designed for the ultimate Gulf Coast lifestyle. The oversized boat garage offers exceptional storage for your boat, golf cart, and beach gear, making it easy to enjoy everything the coast has to offer. Hop on your golf cart and cruise to the beach, boutique shopping, restaurants, live music, and all the charm of downtown Bay St. Louis. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this exceptional coastal home delivers location, luxury, and lifestyle.
Details
Maps
Address and Location Information
Parcel Number: 149n-0-30-207.000
N or S of I-10: S
N or S of CSX Railroad Track: S
Street Number: 144
Street Name: Saint Charles
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Subdivision: Fourth Ward
Listing Information
Listing Service: Full Service
Status: Active
List Date: 2026-05-14
List Price: $929,000
Current Price: $929,000
General Property Information
New Construction: No
Property Condition: Move In Ready
Approx Lot Size Acres: 0.34
Lot Size Dimensions: 101.9' X140'
SqFt Source: Appraiser
Additional H/C SqFt: 0
List Price/SqFt: 482.85
Year Built Known: Yes
Year Built Source: Appraiser
Garage Spaces: 0
Carport Spaces: 5
Total Floors: 1
Bathrooms Half: 1
Bathrooms Three Quarter: 0
Fireplace: No
Pool: Yes
School District: Bay St. Louis Waveland Dist
Home Warranty: No
Accessibility Features: No
Property Sub Type: Single Family Residence
Approx H/C SqFt: 1924
Year Built: 2016
Bedrooms Total: 3
Bathrooms Full: 2
Tax and Financial Information
Tax Annual Amount: 6400
Tax Year: 2025
Homestead Y/N: No
Additional Exemptions Y/N: No
Zoning: General Residential
Flood Insurance Required?: Subject to Survey
Annual Home Insurance: 4000
Leasehold Y/N: No
Association: No
Covenants Y/N: Yes
Legal Description: 4TH WARD 177 BAY ST LOUIS
Remarks & Miscellaneous
Public Remarks: Just steps from the beach in the coveted first block of downtown Bay St. Louis, this beautifully renovated coastal cottage blends timeless charm with luxury coastal living. Featuring two inviting front porches, this home has been completely updated with high-end finishes and thoughtfully designed indoor and outdoor spaces perfect for entertaining and relaxing. Enjoy your private backyard retreat with a pool, outdoor kitchen, and spacious gathering areas designed for the ultimate Gulf Coast lifestyle. The oversized boat garage offers exceptional storage for your boat, golf cart, and beach gear, making it easy to enjoy everything the coast has to offer. Hop on your golf cart and cruise to the beach, boutique shopping, restaurants, live music, and all the charm of downtown Bay St. Louis. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this exceptional coastal home delivers location, luxury, and lifestyle.
Structure Type
House: 1
Architectural Style
Bungalow: 1
Lot Features
Corner Lot: 1
Fenced: 1
Front Yard: 1
Landscaped: 1
Many Trees: 1
Near Beach: 1
Covenants And Restrictions
Architectural Review: 1
Historical: 1
Levels
One: 1
Sewer
Public Sewer: 1
Water Source
Public: 1
Listing Terms
Bank Loan: 1
Cash: 1
Conventional: 1
VA Loan: 1
Workshop Features
Workshop: No
Waterfront Features
Waterfront: No
Showing Requirements
Showing: Appointment Required
Appointment Phone: 662-832-9551
Lockbox Location: Front Door
Interior Features
Bar: 1
Beamed Ceilings: 1
Built-in Features: 1
Ceiling Fan(s): 1
Crown Molding: 1
Double Vanity: 1
High Ceilings: 1
High Speed Internet: 1
His and Hers Closets: 1
Open Floorplan: 1
Pantry: 1
Recessed Lighting: 1
Smart Thermostat: 1
Soaking Tub: 1
Split Plan: 1
Stone Counters: 1
Vaulted Ceiling(s): 1
Walk-In Closet(s): 1
Wet Bar: 1
Utilities
Cable Available: 1
Electricity Connected: 1
Phone Available: 1
Water Connected: 1
Natural Gas in Kitchen: 1
See Remarks: 1
Special Purpose Rooms
Living/Dining Combo: 1
Kitchen Features
Farm Sink: 1
Kitchen/Family Room Combo: 1
Quartz Counters: 1
Bathroom Features
Ceramic Tile: 1
Double Vanity: 1
Free Standing Tub: 1
Jack/Jill Bath: 1
Separate Tub & Shower: 1
Soaking Tub: 1
Two Shower Heads: 1
Two Walk-In Closets: 1
Walk-In Shower: 1
Appliances
Convection Oven: 1
Dishwasher: 1
Dryer: 1
ENERGY STAR Qualified Water Heater: 1
Exhaust Fan: 1
Free-Standing Freezer: 1
Free-Standing Refrigerator: 1
Freezer: 1
Gas Oven: 1
Gas Range: 1
Ice Maker: 1
Microwave: 1
Range Hood: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Tankless Water Heater: 1
Washer: 1
Washer/Dryer: 1
Walls - Interior
Sheetrock: 1
Wood: 1
Flooring
Carpet: 1
Ceramic Tile: 1
Hardwood: 1
Window Features
Double Pane Windows: 1
Drapes: 1
Insulated Windows: 1
Window Treatments: 1
Door Features
Barn Door: 1
Dead Bolt Lock(s): 1
Double Entry: 1
French Doors: 1
Pocket: 1
Security: 1
Laundry Features
Electric Dryer Hookup: 1
In Hall: 1
Inside: 1
Laundry Room: 1
Main Level: 1
Washer Hookup: 1
Security Features
Security System Owned: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Multi Units: 1
Heating
Central: 1
Foundation Details
Raised: 1
Exterior Construction/Siding
HardiPlank Type: 1
Siding: 1
Roof
Metal: 1
Exterior Features
Gas and Propane hookup: 1
Gas Grill: 1
Outdoor Grill: 1
Outdoor Kitchen: 1
Private Yard: 1
Rain Gutters: 1
TV Connection / hookup: 1
Patio And Porch Features
Front Porch: 1
Patio: 1
Patio - Covered: 1
Porch: 1
Rear Porch: 1
Stone/Tile: 1
Fencing
Back Yard: 1
Gate: 1
Wood: 1
Wrought Iron: 1
Driveway Features
Gravel Drive: 1
Parking Features
Parking Total: 5
Driveway: 1
Electric Vehicle Charging Station(s): 1
Garage Faces Front: 1
Golf Cart Garage: 1
Lighted: 1
On Site: 1
Other Structures
Kennel/Dog Run: 1
Outdoor Kitchen: 1
RV/Boat Storage: 1
Community Features
Boating: 1
Curbs: 1
Fishing: 1
Marina: 1
Near Entertainment: 1
Pool: 1
Restaurant: 1
RV/Boat Storage: 1
Street Lights: 1
Pool Features
Gunite: 1
Hot Tub: 1
In Ground: 1
Salt Water: 1
Barn Features
Barn: No
Horse Amenities
Horse Amenities: No
None: 1
Attic Features
Attic: Yes
Basement Features
Crawl Space: 1
Water Heater
Tankless: 1
Disclosures
Agent Owned: 1
Flood Insurance Required: 1
Seller/Agent Relationship: 1
Room Type
Bathroom: 1
Bedroom: 1
Family Room: 1
Kitchen: 1
Property Features
Structure Type: House
Architectural Style: Bungalow
Lot Features: Corner Lot; Fenced; Front Yard; Landscaped; Many Trees; Near Beach
Levels: One
Covenants And Restrictions: Architectural Review; Historical
Interior Features: Bar; Beamed Ceilings; Built-in Features; Ceiling Fan(s); Crown Molding; Double Vanity; High Ceilings; High Speed Internet; His and Hers Closets; Open Floorplan; Pantry; Recessed Lighting; Smart Thermostat; Soaking Tub; Split Plan; Stone Counters; Vaulted Ceiling(s); Walk-In Closet(s); Wet Bar
Special Purpose Rooms: Living/Dining Combo
Kitchen Features: Farm Sink; Kitchen/Family Room Combo; Quartz Counters
Bathroom Features: Ceramic Tile; Double Vanity; Free Standing Tub; Jack/Jill Bath; Separate Tub & Shower; Soaking Tub; Two Shower Heads; Two Walk-In Closets; Walk-In Shower
Appliances: Convection Oven; Dishwasher; Dryer; ENERGY STAR Qualified Water Heater; Exhaust Fan; Free-Standing Freezer; Free-Standing Refrigerator; Freezer; Gas Oven; Gas Range; Ice Maker; Microwave; Range Hood; Refrigerator; Stainless Steel Appliance(s); Tankless Water Heater; Washer; Washer/Dryer
Walls - Interior: Sheetrock; Wood
Flooring: Carpet; Ceramic Tile; Hardwood
Window Features: Double Pane Windows; Drapes; Insulated Windows; Window Treatments
Door Features: Barn Door; Dead Bolt Lock(s); Double Entry; French Doors; Pocket; Security
Laundry Features: Electric Dryer Hookup; In Hall; Inside; Laundry Room; Main Level; Washer Hookup
Security Features: Security System Owned
Cooling: Ceiling Fan(s); Central Air; Multi Units
Heating: Central
Utilities: Cable Available; Electricity Connected; Phone Available; Water Connected; Natural Gas in Kitchen; See Remarks
Sewer: Public Sewer
Water Source: Public
Foundation Details: Raised
Listing Terms: Bank Loan; Cash; Conventional; VA Loan
Roof: Metal
Patio And Porch Features: Front Porch; Patio; Patio - Covered; Porch; Rear Porch; Stone/Tile
Exterior Features: Gas and Propane hookup; Gas Grill; Outdoor Grill; Outdoor Kitchen; Private Yard; Rain Gutters; TV Connection / hookup
Fencing: Back Yard; Gate; Wood; Wrought Iron
Driveway Features: Gravel Drive
Parking Features: Driveway; Electric Vehicle Charging Station(s); Garage Faces Front; Golf Cart Garage; Lighted; On Site
Other Structures: Kennel/Dog Run; Outdoor Kitchen; RV/Boat Storage
Community Features: Boating; Curbs; Fishing; Marina; Near Entertainment; Pool; Restaurant; RV/Boat Storage; Street Lights
Pool Features: Gunite; Hot Tub; In Ground; Salt Water
Horse Amenities: None
Basement Features: Crawl Space
Water Heater: Tankless
Disclosures: Agent Owned; Flood Insurance Required; Seller/Agent Relationship
Room Type: Bathroom; Bedroom; Family Room; Kitchen
Room Information
| Room Name | Level |
| Family Room | Main |
| Bathroom | Main |
| Bedroom | Main |
| Bedroom | Main |
| Bedroom | Main |
| Bathroom | Main |
| Bathroom | Main |
| Kitchen | Main |
Listing Office: Coldwell Banker Signature
Listing Agent: Stacy Shoaf
Last Updated: May - 14 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.