Business HoursMon-Fri: 9PM-5PM | Sat: 9AM-1PM
Offices418 HWY 90 Waveland, MS 39576
$389,000
Bay Saint Louis, MS 39520
MLS# 4142833
1 beds | 777 sqft
1 / 37
Open House (04/11/2026 - 12:00 pm - 2:00 pm)
Property Description
Ensign Loft is a 1-bedroom condo at Farragut Lofts, blending modern style, historical character, and coastal charm in the heart of Old Town Bay St. Louis. This thoughtfully designed residence features premium finishes throughout, including Fisher and Paykel appliances (gas cooking) and Brazilian quartzite countertops. Enjoy onsite amenities such as a resident library, EV charging stations, dedicated parking, and planned additions including a pool and fitness center. Three commercial spaces further enhance the walkable setting to shops, dining, and the beach. Additional floor plans ranging from 750 to 1495 square feet are also available. Full time living, a weekend retreat, or rental investment.
Details
Maps
Address and Location Information
Parcel Number: 149l-0-29-142.108
N or S of I-10: S
N or S of CSX Railroad Track: S
Community Of: Old Town
Street Number: 301
Street Direction: S
Street Name: Toulme
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Unit #: 108
Subdivision: Second Ward
Listing Information
Listing Service: Full Service
Status: Active
List Date: 2026-03-18
List Price: $389,000
Current Price: $389,000
General Property Information
New Construction: No
Property Condition: Updated/Remodeled
Approx Lot Size Acres: 0
SqFt Source: Plans
List Price/SqFt: 500.64
Year Built Source: Builder
Garage Spaces: 0
Carport Spaces: 0
Total Floors: 1
Bathrooms Half: 0
Bathrooms Three Quarter: 0
Fireplace: No
Pool: No
School District: Bay St. Louis Waveland Dist
Home Warranty: Yes
Accessibility Features: Yes
Pets Allowed: Yes
Property Sub Type: Condominium
Approx H/C SqFt: 777
Year Built: 2024
Bedrooms Total: 1
Bathrooms Full: 1
Tax and Financial Information
Tax Annual Amount: 5237
Tax Year: 2025
Homestead Y/N: No
Additional Exemptions Y/N: No
Flood Insurance Required?: No
Leasehold Y/N: No
Association: Yes
Association Fee: 467.83
Association Fee Frequency: Monthly
Association Transfer Fee: Yes
Covenants Y/N: Yes
Legal Description: 108 FARRAGUT LOFTS CONDO PT 184 & ALL 191 SECOND WARD I3-277
Remarks & Miscellaneous
Public Remarks: Ensign Loft is a 1-bedroom condo at Farragut Lofts, blending modern style, historical character, and coastal charm
in the heart of Old Town Bay St. Louis. This thoughtfully designed residence features premium finishes throughout, including Fisher and Paykel appliances (gas cooking) and Brazilian quartzite countertops. Enjoy onsite amenities such as a resident library, EV charging stations, dedicated parking, and planned additions including a pool and fitness center. Three commercial spaces further enhance the walkable setting to shops, dining, and the beach. Additional floor plans ranging from 750 to 1495 square feet are also available. Full time living, a weekend retreat, or rental investment.
Structure Type
Lowrise 1-2 Floors: 1
Lot Features
Near Beach: 1
Covenants And Restrictions
Historical: 1
Homeowner Association: 1
Restrictive Covenants: 1
Levels
One: 1
Sewer
Public Sewer: 1
Water Source
Public: 1
Listing Terms
1031 Exchange: 1
Cash: 1
Conventional: 1
Association Fee Includes
Insurance: 1
Maintenance Grounds: 1
Management: 1
Pool Service: 1
Other: 1
Showing Requirements
Showing: Appointment Required
Interior Features
Beamed Ceilings: 1
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Kitchen Island: 1
Natural Woodwork: 1
Open Floorplan: 1
Recessed Lighting: 1
Smart Thermostat: 1
Special Wiring: 1
Stone Counters: 1
Storage: 1
Vaulted Ceiling(s): 1
Walk-In Closet(s): 1
Wired for Data: 1
Utilities
Cable Available: 1
Electricity Connected: 1
Natural Gas Connected: 1
Sewer Connected: 1
Water Connected: 1
Natural Gas in Kitchen: 1
Special Purpose Rooms
Storage: 1
Kitchen Features
Breakfast Bar: 1
Custom Cabinets: 1
Kitchen Island: 1
Kitchen/Family Room View: 1
Bathroom Features
Ceramic Tile: 1
Appliances
5 Burner: 1
Built-In Gas Range: 1
Built-In Refrigerator: 1
Dishwasher: 1
Disposal: 1
ENERGY STAR Qualified Appliances: 1
Exhaust Fan: 1
Gas Cooktop: 1
Instant Hot Water: 1
Microwave: 1
Range Hood: 1
Tankless Water Heater: 1
Vented Exhaust Fan: 1
Washer/Dryer Stacked: 1
Walls - Interior
Sheetrock: 1
Wood: 1
Flooring
Hardwood: 1
Reclaimed Wood: 1
Tile: 1
Window Features
Double Pane Windows: 1
ENERGY STAR Qualified Windows: 1
Insulated Windows: 1
Low-Emissivity Windows: 1
Screens: 1
Wood Frames: 1
Door Features
Dead Bolt Lock(s): 1
ENERGY STAR Qualified Doors: 1
Laundry Features
In Unit: 1
Laundry Closet: 1
Accessibility Features
Accessible Approach with Ramp: 1
Accessible Common Area: 1
Accessible Entrance: 1
Accessible Hallway(s): 1
Accessible Parking: 1
Security Features
Fire Alarm: 1
Fire Sprinkler System: 1
Firewall(s): 1
Smoke Detector(s): 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
ENERGY STAR Qualified Equipment: 1
Forced Air: 1
Natural Gas: 1
Foundation Details
Pillar/Post/Pier: 1
Exterior Construction/Siding
Brick: 1
Metal Siding: 1
Roof
Metal: 1
Exterior Features
Balcony: 1
Gas Grill: 1
Landscaping Lights: 1
Lighting: 1
Outdoor Grill: 1
Fencing
Gate: 1
Driveway Features
Brick Pavers: 1
Parking Features
Parking Total: 1
Assigned: 1
Electric Vehicle Charging Station(s): 1
Lighted: 1
Parking Lot: 1
Community Features
Biking Trails: 1
Boating: 1
Fishing: 1
Fitness Center: 1
Marina: 1
Near Entertainment: 1
Park: 1
Playground: 1
Pool: 1
Restaurant: 1
Sidewalks: 1
Street Lights: 1
Tennis Court(s): 1
Home Warranty
Buyer's Warranty: 1
Water Heater
Natural Gas: 1
Tankless: 1
Room Type
Kitchen: 1
Kitchen Level: Main
Living Room: 1
Living Room Level: Main
Primary Bathroom: 1
Primary Bathroom Level: Main
Primary Bedroom: 1
Primary Bedroom Level: Main
Property Features
Structure Type: Lowrise 1-2 Floors
Lot Features: Near Beach
Levels: One
Covenants And Restrictions: Historical; Homeowner Association; Restrictive Covenants
Association Fee Includes: Insurance; Maintenance Grounds; Management; Pool Service; Other
Interior Features: Beamed Ceilings; Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Natural Woodwork; Open Floorplan; Recessed Lighting; Smart Thermostat; Special Wiring; Stone Counters; Storage; Vaulted Ceiling(s); Walk-In Closet(s); Wired for Data
Special Purpose Rooms: Storage
Kitchen Features: Breakfast Bar; Custom Cabinets; Kitchen Island; Kitchen/Family Room View
Bathroom Features: Ceramic Tile
Appliances: 5 Burner; Built-In Gas Range; Built-In Refrigerator; Dishwasher; Disposal; ENERGY STAR Qualified Appliances; Exhaust Fan; Gas Cooktop; Instant Hot Water; Microwave; Range Hood; Tankless Water Heater; Vented Exhaust Fan; Washer/Dryer Stacked
Walls - Interior: Sheetrock; Wood
Flooring: Hardwood; Reclaimed Wood; Tile
Window Features: Double Pane Windows; ENERGY STAR Qualified Windows; Insulated Windows; Low-Emissivity Windows; Screens; Wood Frames
Door Features: Dead Bolt Lock(s); ENERGY STAR Qualified Doors
Laundry Features: In Unit; Laundry Closet
Accessibility Features: Accessible Approach with Ramp; Accessible Common Area; Accessible Entrance; Accessible Hallway(s); Accessible Parking
Security Features: Fire Alarm; Fire Sprinkler System; Firewall(s); Smoke Detector(s)
Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment
Heating: Central; ENERGY STAR Qualified Equipment; Forced Air; Natural Gas
Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected; Natural Gas in Kitchen
Sewer: Public Sewer
Water Source: Public
Foundation Details: Pillar/Post/Pier
Listing Terms: 1031 Exchange; Cash; Conventional
Roof: Metal
Exterior Features: Balcony; Gas Grill; Landscaping Lights; Lighting; Outdoor Grill
Fencing: Gate
Driveway Features: Brick Pavers
Parking Features: Assigned; Electric Vehicle Charging Station(s); Lighted; Parking Lot
Community Features: Biking Trails; Boating; Fishing; Fitness Center; Marina; Near Entertainment; Park; Playground; Pool; Restaurant; Sidewalks; Street Lights; Tennis Court(s)
Home Warranty: Buyer's Warranty
Water Heater: Natural Gas; Tankless
Room Type: Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Room Information
| Room Name | Level | Remarks |
| Primary Bedroom | Main | 10'5'x12'5' |
| Living Room | Main | 12'5'x18'8' |
| Kitchen | Main | 12'5'x14'6' |
| Primary Bathroom | Main | 10.50 X 6.00 |
Listing Office: Christian Shane Properties, LLC
Listing Agent: Christian S Galvin
Last Updated: April - 05 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.
$389,000
Bay Saint Louis, MS 39520
MLS# 4142833
1 beds | 777 sqft
1 / 37
Open House (04/11/2026 - 12:00 pm - 2:00 pm)
Property Description
Ensign Loft is a 1-bedroom condo at Farragut Lofts, blending modern style, historical character, and coastal charm in the heart of Old Town Bay St. Louis. This thoughtfully designed residence features premium finishes throughout, including Fisher and Paykel appliances (gas cooking) and Brazilian quartzite countertops. Enjoy onsite amenities such as a resident library, EV charging stations, dedicated parking, and planned additions including a pool and fitness center. Three commercial spaces further enhance the walkable setting to shops, dining, and the beach. Additional floor plans ranging from 750 to 1495 square feet are also available. Full time living, a weekend retreat, or rental investment.
Details
Maps
Address and Location Information
Parcel Number: 149l-0-29-142.108
N or S of I-10: S
N or S of CSX Railroad Track: S
Community Of: Old Town
Street Number: 301
Street Direction: S
Street Name: Toulme
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Unit #: 108
Subdivision: Second Ward
Listing Information
Listing Service: Full Service
Status: Active
List Date: 2026-03-18
List Price: $389,000
Current Price: $389,000
General Property Information
New Construction: No
Property Condition: Updated/Remodeled
Approx Lot Size Acres: 0
SqFt Source: Plans
List Price/SqFt: 500.64
Year Built Source: Builder
Garage Spaces: 0
Carport Spaces: 0
Total Floors: 1
Bathrooms Half: 0
Bathrooms Three Quarter: 0
Fireplace: No
Pool: No
School District: Bay St. Louis Waveland Dist
Home Warranty: Yes
Accessibility Features: Yes
Pets Allowed: Yes
Property Sub Type: Condominium
Approx H/C SqFt: 777
Year Built: 2024
Bedrooms Total: 1
Bathrooms Full: 1
Tax and Financial Information
Tax Annual Amount: 5237
Tax Year: 2025
Homestead Y/N: No
Additional Exemptions Y/N: No
Flood Insurance Required?: No
Leasehold Y/N: No
Association: Yes
Association Fee: 467.83
Association Fee Frequency: Monthly
Association Transfer Fee: Yes
Covenants Y/N: Yes
Legal Description: 108 FARRAGUT LOFTS CONDO PT 184 & ALL 191 SECOND WARD I3-277
Remarks & Miscellaneous
Public Remarks: Ensign Loft is a 1-bedroom condo at Farragut Lofts, blending modern style, historical character, and coastal charm
in the heart of Old Town Bay St. Louis. This thoughtfully designed residence features premium finishes throughout, including Fisher and Paykel appliances (gas cooking) and Brazilian quartzite countertops. Enjoy onsite amenities such as a resident library, EV charging stations, dedicated parking, and planned additions including a pool and fitness center. Three commercial spaces further enhance the walkable setting to shops, dining, and the beach. Additional floor plans ranging from 750 to 1495 square feet are also available. Full time living, a weekend retreat, or rental investment.
Structure Type
Lowrise 1-2 Floors: 1
Lot Features
Near Beach: 1
Covenants And Restrictions
Historical: 1
Homeowner Association: 1
Restrictive Covenants: 1
Levels
One: 1
Sewer
Public Sewer: 1
Water Source
Public: 1
Listing Terms
1031 Exchange: 1
Cash: 1
Conventional: 1
Association Fee Includes
Insurance: 1
Maintenance Grounds: 1
Management: 1
Pool Service: 1
Other: 1
Showing Requirements
Showing: Appointment Required
Interior Features
Beamed Ceilings: 1
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Kitchen Island: 1
Natural Woodwork: 1
Open Floorplan: 1
Recessed Lighting: 1
Smart Thermostat: 1
Special Wiring: 1
Stone Counters: 1
Storage: 1
Vaulted Ceiling(s): 1
Walk-In Closet(s): 1
Wired for Data: 1
Utilities
Cable Available: 1
Electricity Connected: 1
Natural Gas Connected: 1
Sewer Connected: 1
Water Connected: 1
Natural Gas in Kitchen: 1
Special Purpose Rooms
Storage: 1
Kitchen Features
Breakfast Bar: 1
Custom Cabinets: 1
Kitchen Island: 1
Kitchen/Family Room View: 1
Bathroom Features
Ceramic Tile: 1
Appliances
5 Burner: 1
Built-In Gas Range: 1
Built-In Refrigerator: 1
Dishwasher: 1
Disposal: 1
ENERGY STAR Qualified Appliances: 1
Exhaust Fan: 1
Gas Cooktop: 1
Instant Hot Water: 1
Microwave: 1
Range Hood: 1
Tankless Water Heater: 1
Vented Exhaust Fan: 1
Washer/Dryer Stacked: 1
Walls - Interior
Sheetrock: 1
Wood: 1
Flooring
Hardwood: 1
Reclaimed Wood: 1
Tile: 1
Window Features
Double Pane Windows: 1
ENERGY STAR Qualified Windows: 1
Insulated Windows: 1
Low-Emissivity Windows: 1
Screens: 1
Wood Frames: 1
Door Features
Dead Bolt Lock(s): 1
ENERGY STAR Qualified Doors: 1
Laundry Features
In Unit: 1
Laundry Closet: 1
Accessibility Features
Accessible Approach with Ramp: 1
Accessible Common Area: 1
Accessible Entrance: 1
Accessible Hallway(s): 1
Accessible Parking: 1
Security Features
Fire Alarm: 1
Fire Sprinkler System: 1
Firewall(s): 1
Smoke Detector(s): 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
ENERGY STAR Qualified Equipment: 1
Forced Air: 1
Natural Gas: 1
Foundation Details
Pillar/Post/Pier: 1
Exterior Construction/Siding
Brick: 1
Metal Siding: 1
Roof
Metal: 1
Exterior Features
Balcony: 1
Gas Grill: 1
Landscaping Lights: 1
Lighting: 1
Outdoor Grill: 1
Fencing
Gate: 1
Driveway Features
Brick Pavers: 1
Parking Features
Parking Total: 1
Assigned: 1
Electric Vehicle Charging Station(s): 1
Lighted: 1
Parking Lot: 1
Community Features
Biking Trails: 1
Boating: 1
Fishing: 1
Fitness Center: 1
Marina: 1
Near Entertainment: 1
Park: 1
Playground: 1
Pool: 1
Restaurant: 1
Sidewalks: 1
Street Lights: 1
Tennis Court(s): 1
Home Warranty
Buyer's Warranty: 1
Water Heater
Natural Gas: 1
Tankless: 1
Room Type
Kitchen: 1
Kitchen Level: Main
Living Room: 1
Living Room Level: Main
Primary Bathroom: 1
Primary Bathroom Level: Main
Primary Bedroom: 1
Primary Bedroom Level: Main
Property Features
Structure Type: Lowrise 1-2 Floors
Lot Features: Near Beach
Levels: One
Covenants And Restrictions: Historical; Homeowner Association; Restrictive Covenants
Association Fee Includes: Insurance; Maintenance Grounds; Management; Pool Service; Other
Interior Features: Beamed Ceilings; Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Natural Woodwork; Open Floorplan; Recessed Lighting; Smart Thermostat; Special Wiring; Stone Counters; Storage; Vaulted Ceiling(s); Walk-In Closet(s); Wired for Data
Special Purpose Rooms: Storage
Kitchen Features: Breakfast Bar; Custom Cabinets; Kitchen Island; Kitchen/Family Room View
Bathroom Features: Ceramic Tile
Appliances: 5 Burner; Built-In Gas Range; Built-In Refrigerator; Dishwasher; Disposal; ENERGY STAR Qualified Appliances; Exhaust Fan; Gas Cooktop; Instant Hot Water; Microwave; Range Hood; Tankless Water Heater; Vented Exhaust Fan; Washer/Dryer Stacked
Walls - Interior: Sheetrock; Wood
Flooring: Hardwood; Reclaimed Wood; Tile
Window Features: Double Pane Windows; ENERGY STAR Qualified Windows; Insulated Windows; Low-Emissivity Windows; Screens; Wood Frames
Door Features: Dead Bolt Lock(s); ENERGY STAR Qualified Doors
Laundry Features: In Unit; Laundry Closet
Accessibility Features: Accessible Approach with Ramp; Accessible Common Area; Accessible Entrance; Accessible Hallway(s); Accessible Parking
Security Features: Fire Alarm; Fire Sprinkler System; Firewall(s); Smoke Detector(s)
Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment
Heating: Central; ENERGY STAR Qualified Equipment; Forced Air; Natural Gas
Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected; Natural Gas in Kitchen
Sewer: Public Sewer
Water Source: Public
Foundation Details: Pillar/Post/Pier
Listing Terms: 1031 Exchange; Cash; Conventional
Roof: Metal
Exterior Features: Balcony; Gas Grill; Landscaping Lights; Lighting; Outdoor Grill
Fencing: Gate
Driveway Features: Brick Pavers
Parking Features: Assigned; Electric Vehicle Charging Station(s); Lighted; Parking Lot
Community Features: Biking Trails; Boating; Fishing; Fitness Center; Marina; Near Entertainment; Park; Playground; Pool; Restaurant; Sidewalks; Street Lights; Tennis Court(s)
Home Warranty: Buyer's Warranty
Water Heater: Natural Gas; Tankless
Room Type: Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Room Information
| Room Name | Level | Remarks |
| Primary Bedroom | Main | 10'5'x12'5' |
| Living Room | Main | 12'5'x18'8' |
| Kitchen | Main | 12'5'x14'6' |
| Primary Bathroom | Main | 10.50 X 6.00 |
Listing Office: Christian Shane Properties, LLC
Listing Agent: Christian S Galvin
Last Updated: April - 05 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.