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$940,000
4012 Bank Street
Bay Saint Louis, MS 39520
MLS# 4132308
Status: Closed
4 beds  |  2709 sqft
4012 Bank Street, Bay Saint Louis, MS 39520
  1 / 52  
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Property Description
Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise! This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind. Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views. The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry. Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!

Details
Maps
Documents
Address and Location Information
Parcel Number: 135m-0-39-325.000
Directions to Property: 603 to Central Ave. Left on 21st Ave., Right on Swan, Left on Manhattan, left on Victoria, stay right, left on Bank, house is at the end on the left.
N or S of I-10: N
N or S of CSX Railroad Track: S
Street Number: 4012
Street Name: Bank
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Subdivision: Shoreline Park
Listing Information
Listing Service: Full Service
Status: Closed
List Date: 2025-11-22
List Price: $950,000
Current Price: $940,000
General Property Information
New Construction: No
Property Condition: Move In Ready
Approx Lot Size Acres: 0.33
Lot Size Dimensions: 182x102x93x137
SqFt Source: Appraiser
List Price/SqFt: 350.68
Year Built Source: Assessor
Garage Spaces: 0
Carport Spaces: 2
Total Floors: 2
Bathrooms Half: 2
Bathrooms Three Quarter: 0
Fireplace: Yes
Fireplaces Total: 1
Pool: No
Home Warranty: No
Accessibility Features: No
Property Sub Type: Single Family Residence
Approx H/C SqFt: 2709
Year Built: 2016
Bedrooms Total: 4
Bathrooms Full: 3
Tax and Financial Information
Tax Annual Amount: 3914
Tax Year: 2024
Homestead Y/N: Yes
Additional Exemptions Y/N: No
Flood Insurance Required?: Yes
Annual Flood Insurance: 1666
Leasehold Y/N: No
Association: No
Covenants Y/N: No
Legal Description: 9 BLK 635 SHORELINE PARK UN 6ADD 4 and 8 BLK 635 SHORELINE PARK UN 6 ADD 4
Remarks & Miscellaneous
Public Remarks: Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise! This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind. Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views. The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry. Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!
Status Change Info
Appraised SqFt: 2730
Sold Price/SqFt: 346.99
Contract Date/Pending Date: 2025-11-28
Closing Date: 2025-12-30
Structure Type
House: 1
Architectural Style
Contemporary: 1
Lot Features
Corner Lot: 1
Levels
Three Or More: 1
Sewer
Public Sewer: 1
Water Source
Public: 1
Listing Terms
Conventional: 1
FHA: 1
VA Loan: 1
Waterfront Features
Waterfront: Yes
River Front: 1
Showing Requirements
Showing: Appointment Required
Appointment Phone: 985-960-6040
Lockbox Location: Front Door
Interior Features
Breakfast Bar: 1
Ceiling Fan(s): 1
Double Vanity: 1
Eat-in Kitchen: 1
Granite Counters: 1
High Speed Internet: 1
His and Hers Closets: 1
Pantry: 1
Primary Downstairs: 1
Soaking Tub: 1
Walk-In Closet(s): 1
Utilities
Cable Available: 1
Electricity Connected: 1
Propane Available: 1
Propane Connected: 1
Water Connected: 1
Propane: 1
Special Purpose Rooms
Storage: 1
Kitchen Features
Breakfast Bar: 1
Granite Counters: 1
Bathroom Features
Ceramic Tile: 1
Corner Tub w/Jets: 1
Double Vanity: 1
Separate Tub & Shower: 1
Walk-In Shower: 1
Fireplace Features
Fire Pit: 1
Gas Starter: 1
Wood Burning: 1
Appliances
Built-In Electric Oven: 1
Cooktop: 1
Dishwasher: 1
Microwave: 1
Tankless Water Heater: 1
Walls - Interior
Sheetrock: 1
Flooring
Laminate: 1
Tile: 1
Laundry Features
Inside: 1
Security Features
Security System: 1
Smoke Detector(s): 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace(s): 1
Foundation Details
Pillar/Post/Pier: 1
Exterior Construction/Siding
Cement Siding: 1
HardiPlank Type: 1
Roof
Metal: 1
Exterior Features
Fire Pit: 1
Outdoor Grill: 1
Outdoor Kitchen: 1
TV Connection / hookup: 1
Patio And Porch Features
Patio: 1
Patio - Covered: 1
Wrap Around: 1
Driveway Features
Concrete Drive: 1
Parking Features
Carport: 1
Driveway: 1
Other Structures
Gazebo: 1
Community Features
Boating: 1
Flood Insurance
Subject to Survey: 1
Water Heater
Tankless: 1
Property Features
Structure Type: House
Architectural Style: Contemporary
Lot Features: Corner Lot
Levels: Three Or More
Interior Features: Breakfast Bar; Ceiling Fan(s); Double Vanity; Eat-in Kitchen; Granite Counters; High Speed Internet; His and Hers Closets; Pantry; Primary Downstairs; Soaking Tub; Walk-In Closet(s)
Special Purpose Rooms: Storage
Kitchen Features: Breakfast Bar; Granite Counters
Bathroom Features: Ceramic Tile; Corner Tub w/Jets; Double Vanity; Separate Tub & Shower; Walk-In Shower
Fireplace Features: Fire Pit; Gas Starter; Wood Burning
Appliances: Built-In Electric Oven; Cooktop; Dishwasher; Microwave; Tankless Water Heater
Walls - Interior: Sheetrock
Flooring: Laminate; Tile
Laundry Features: Inside
Security Features: Security System; Smoke Detector(s)
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace(s)
Utilities: Cable Available; Electricity Connected; Propane Available; Propane Connected; Water Connected; Propane
Sewer: Public Sewer
Water Source: Public
Foundation Details: Pillar/Post/Pier
Listing Terms: Conventional; FHA; VA Loan
Roof: Metal
Patio And Porch Features: Patio; Patio - Covered; Wrap Around
Exterior Features: Fire Pit; Outdoor Grill; Outdoor Kitchen; TV Connection / hookup
Driveway Features: Concrete Drive
Parking Features: Carport; Driveway
Other Structures: Gazebo
Community Features: Boating
Waterfront Features: River Front
Flood Insurance: Subject to Survey
Water Heater: Tankless
Listing Office: Engel & Volkers Slidell-Mandeville
Listing Agent: Erica M Julian

Last Updated: December - 30 - 2025

Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.

Search powered by FBS Products
$940,000
4012 Bank Street
Bay Saint Louis, MS 39520
MLS# 4132308
Status: Closed
4 beds  |  2709 sqft
4012 Bank Street, Bay Saint Louis, MS 39520
  1 / 52  
4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 Downstairs storage area Downstairs bathroom & lift 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 Second lot with Gazebo & brick firepit 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520 4012 Bank Street, Bay Saint Louis, MS 39520

Property Description
Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise! This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind. Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views. The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry. Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!

Details
Maps
Documents
Address and Location Information
Parcel Number: 135m-0-39-325.000
Directions to Property: 603 to Central Ave. Left on 21st Ave., Right on Swan, Left on Manhattan, left on Victoria, stay right, left on Bank, house is at the end on the left.
N or S of I-10: N
N or S of CSX Railroad Track: S
Street Number: 4012
Street Name: Bank
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Subdivision: Shoreline Park
Listing Information
Listing Service: Full Service
Status: Closed
List Date: 2025-11-22
List Price: $950,000
Current Price: $940,000
General Property Information
New Construction: No
Property Condition: Move In Ready
Approx Lot Size Acres: 0.33
Lot Size Dimensions: 182x102x93x137
SqFt Source: Appraiser
List Price/SqFt: 350.68
Year Built Source: Assessor
Garage Spaces: 0
Carport Spaces: 2
Total Floors: 2
Bathrooms Half: 2
Bathrooms Three Quarter: 0
Fireplace: Yes
Fireplaces Total: 1
Pool: No
Home Warranty: No
Accessibility Features: No
Property Sub Type: Single Family Residence
Approx H/C SqFt: 2709
Year Built: 2016
Bedrooms Total: 4
Bathrooms Full: 3
Tax and Financial Information
Tax Annual Amount: 3914
Tax Year: 2024
Homestead Y/N: Yes
Additional Exemptions Y/N: No
Flood Insurance Required?: Yes
Annual Flood Insurance: 1666
Leasehold Y/N: No
Association: No
Covenants Y/N: No
Legal Description: 9 BLK 635 SHORELINE PARK UN 6ADD 4 and 8 BLK 635 SHORELINE PARK UN 6 ADD 4
Remarks & Miscellaneous
Public Remarks: Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise! This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind. Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views. The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry. Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!
Status Change Info
Appraised SqFt: 2730
Sold Price/SqFt: 346.99
Contract Date/Pending Date: 2025-11-28
Closing Date: 2025-12-30
Structure Type
House: 1
Architectural Style
Contemporary: 1
Lot Features
Corner Lot: 1
Levels
Three Or More: 1
Sewer
Public Sewer: 1
Water Source
Public: 1
Listing Terms
Conventional: 1
FHA: 1
VA Loan: 1
Waterfront Features
Waterfront: Yes
River Front: 1
Showing Requirements
Showing: Appointment Required
Appointment Phone: 985-960-6040
Lockbox Location: Front Door
Interior Features
Breakfast Bar: 1
Ceiling Fan(s): 1
Double Vanity: 1
Eat-in Kitchen: 1
Granite Counters: 1
High Speed Internet: 1
His and Hers Closets: 1
Pantry: 1
Primary Downstairs: 1
Soaking Tub: 1
Walk-In Closet(s): 1
Utilities
Cable Available: 1
Electricity Connected: 1
Propane Available: 1
Propane Connected: 1
Water Connected: 1
Propane: 1
Special Purpose Rooms
Storage: 1
Kitchen Features
Breakfast Bar: 1
Granite Counters: 1
Bathroom Features
Ceramic Tile: 1
Corner Tub w/Jets: 1
Double Vanity: 1
Separate Tub & Shower: 1
Walk-In Shower: 1
Fireplace Features
Fire Pit: 1
Gas Starter: 1
Wood Burning: 1
Appliances
Built-In Electric Oven: 1
Cooktop: 1
Dishwasher: 1
Microwave: 1
Tankless Water Heater: 1
Walls - Interior
Sheetrock: 1
Flooring
Laminate: 1
Tile: 1
Laundry Features
Inside: 1
Security Features
Security System: 1
Smoke Detector(s): 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace(s): 1
Foundation Details
Pillar/Post/Pier: 1
Exterior Construction/Siding
Cement Siding: 1
HardiPlank Type: 1
Roof
Metal: 1
Exterior Features
Fire Pit: 1
Outdoor Grill: 1
Outdoor Kitchen: 1
TV Connection / hookup: 1
Patio And Porch Features
Patio: 1
Patio - Covered: 1
Wrap Around: 1
Driveway Features
Concrete Drive: 1
Parking Features
Carport: 1
Driveway: 1
Other Structures
Gazebo: 1
Community Features
Boating: 1
Flood Insurance
Subject to Survey: 1
Water Heater
Tankless: 1
Property Features
Structure Type: House
Architectural Style: Contemporary
Lot Features: Corner Lot
Levels: Three Or More
Interior Features: Breakfast Bar; Ceiling Fan(s); Double Vanity; Eat-in Kitchen; Granite Counters; High Speed Internet; His and Hers Closets; Pantry; Primary Downstairs; Soaking Tub; Walk-In Closet(s)
Special Purpose Rooms: Storage
Kitchen Features: Breakfast Bar; Granite Counters
Bathroom Features: Ceramic Tile; Corner Tub w/Jets; Double Vanity; Separate Tub & Shower; Walk-In Shower
Fireplace Features: Fire Pit; Gas Starter; Wood Burning
Appliances: Built-In Electric Oven; Cooktop; Dishwasher; Microwave; Tankless Water Heater
Walls - Interior: Sheetrock
Flooring: Laminate; Tile
Laundry Features: Inside
Security Features: Security System; Smoke Detector(s)
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace(s)
Utilities: Cable Available; Electricity Connected; Propane Available; Propane Connected; Water Connected; Propane
Sewer: Public Sewer
Water Source: Public
Foundation Details: Pillar/Post/Pier
Listing Terms: Conventional; FHA; VA Loan
Roof: Metal
Patio And Porch Features: Patio; Patio - Covered; Wrap Around
Exterior Features: Fire Pit; Outdoor Grill; Outdoor Kitchen; TV Connection / hookup
Driveway Features: Concrete Drive
Parking Features: Carport; Driveway
Other Structures: Gazebo
Community Features: Boating
Waterfront Features: River Front
Flood Insurance: Subject to Survey
Water Heater: Tankless
Listing Office: Engel & Volkers Slidell-Mandeville
Listing Agent: Erica M Julian

Last Updated: December - 30 - 2025

Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.

Search powered by FBS Products

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