Structure Type: House

Architectural Style: Other; See Remarks

Lot Features: Front Yard; Landscaped; Many Trees; Near Beach; Views

Levels: Two

Interior Features: Built-in Features; High Speed Internet; Kitchen Island; Natural Woodwork; Open Floorplan; Recessed Lighting; Smart Home; Soaking Tub; Stone Counters; Storage; Vaulted Ceiling(s); See Remarks

Special Purpose Rooms: Kitchen (Second); Kitchen/Dining Combo; Storage

Kitchen Features: Custom Cabinets; Granite Counters; Kitchen Island; Kitchen/Family Room View

Bathroom Features: Double Vanity; Two Shower Heads

Fireplace Features: None

Appliances: Electric Oven; Refrigerator; Water Purifier Owned; See Remarks

Walls - Interior: Sheetrock

Flooring: Luxury Vinyl

Window Features: Storm Window(s); Window Treatments

Laundry Features: Inside; Laundry Room; Multiple Locations; See Remarks

Accessibility Features: Adaptable For Elevator

Security Features: Security System; Smoke Detector(s)

Cooling: Central Air; Humidity Control

Heating: Central; See Remarks

Utilities: Electricity Connected; Sewer Connected; Water Connected; Fiber to the House

Sewer: Public Sewer

Water Source: Well

Foundation Details: Pillar/Post/Pier; Slab

Listing Terms: 1031 Exchange; Bank Loan; Cash; Conventional

Roof: Metal

Patio And Porch Features: Deck; Patio - Covered; Porch; Screened; See Remarks

Exterior Features: Balcony; Private Entrance; Private Yard; Solar; See Remarks

Fencing: See Remarks

Driveway Features: Circular Drive; Gravel Drive

Parking Features: Driveway; Garage; Open; Side By Side; See Remarks

Other Structures: Garage(s); Guest House; Pool House; Shed(s); Storage

Community Features: Fishing; Near Entertainment; Pool; RV/Boat Storage; See Remarks

Pool Features: Gunite; In Ground; Salt Water; See Remarks

Waterfront Features: Beach Access; Beach Front; Bulkhead; Gulf Access; Gulf Front; Ocean Access; Ocean Front; View; See Remarks

Water Heater: Tankless

Disclosures: None

Property Highlights Premier Gulf-Front Location Sprawling 1.1-acre estate with 135 feet of waterfront and a bulkhead Located in Zone X, meaning all structures are outside flood and velocity zones Superior Coastal-Grade Construction Built for durability with high-wind construction on both homes Marvin impact-resistant windows and doors throughout Oxford aluminum shingle roof with a 4-way interlocking panel system, Kynar 500 coating, and 26,000 psi tensile strength 2400 psi 2x6 construction with ]" drywall for added structural integrity Simpson continuous metal strapping from roof to foundation for hurricane resistance Schluter waterproofing system in all showers for longevity Independent whole-house water filtration systems in both homes Vaulted T&G ceilings in the second floor of the main home and throughout the second home Oversized 20' x 30' garage with 14' sidewalls and 12' x 12' storm-rated roll-up doors on both ends Outdoor & Entertainment Features Custom Gunite saltwater pool with a tanning ledge and built-in table 1400 sq ft of covered outdoor living space plus 800 sq ft of pool decking Stunning Gulf Views Professionally landscaped grounds with a full irrigation system Luxury Interior & High-End Kitchen Features Gourmet kitchen with top-of-the-line Café appliances, including: Advantium 5-in-1 Smart Oven French Door Convection Oven Counter-depth refrigerator Whisper-quiet dishwasher Custom quartz countertops and 36" quartz sink with a separate prep sink Soft-close cabinetry with pull-out spice and utensil drawers Spa-Like Bathrooms Custom large-format porcelain tile showers with built-in niches and linear drains Delta fixtures throughout, with dual showerheads and hand wands in the master bath Freestanding soaking tub in the master suite Toto toilets in the main house and space-saving wall-mounted toilets in the second home Custom glass wall in the master bath for a sleek, modern design Smart Home & Security Features Fully integrated Google Smart Home system ADT+ security system with window, door, and motion sensors Nest learning thermostat, smoke/CO2 detectors, and doorbells Yale+ digital locks for keyless entry Floodlight security cameras covering driveway and pool areas Energy Efficiency & Sustainability 15 high-output 400-watt solar panels for reduced energy costs Full spray foam insulation for superior energy efficiency Low-E 366 Argon Marvin windows and doors for enhanced climate control Nest thermostat with humidity control for year-round comfort This one-of-a-kind property seamlessly blends luxury, resilience, and income potential, offering the perfect Gulf Coast retreat with an income-producing guest home or private Airbnb rental opportunity. Based on a conservative estimate of occupancy of 40%, and nightly rates of $300 for the 2 bedroom cottage, and $500 for the 3 bedroom which are below existing market rates. At a purchase price of $1,250,000 and 20% down, factoring in your property taxes, and yearly property insurance, utilities of $450 (below established average) and mortgage rate at 7%: Revenue Calculation: 2 Bed / 2 Bath Rental: Nightly Rate: $300 Occupancy: 40% Monthly Revenue: $300 × (30 × 0.40) = $3,600 Annual Revenue: $3,600 × 12 = $43,200 3 Bed / 3 Bath Rental: Nightly Rate: $500 Occupancy: 40% Monthly Revenue: $500 × (30 × 0.40) = $6,000 Annual Revenue: $6,000 × 12 = $72,000 Total Annual Revenue: $43,200 + $72,000 = $115,200 Expense Calculation: Mortgage Payment (7% interest, $1,000,000 loan, 30-year term): Using a mortgage calculator formula: Monthly Payment H $6,653 Annual Mortgage Payment = $6,653 × 12 = $79,836 Property Taxes: $2,100 per year Insurance: $7,700 per year Utilities: Monthly: $450 Annual: $450 × 12 = $5,400 Total Annual Expenses: Mortgage: $79,836 Taxes: $2,100 Insurance: $7,700 Utilities: $5,400 Total: $95,036 Profit Calculation: Net Annual Income = Revenue - Expenses $115,200 - $95,036 = $20,164 (Annual Net Profit) Monthly Profit: $20,164 ÷ 12 = $1,680 ROI (Return on Investment) Calculation: Cash Invested = $250,000 (Down Payment) Annual ROI = ($20,164 ÷ $250,000) × 100 = 8.07% Final Summary: Gross Revenue: $115,200 per year Total Expenses: $95,036 per year Net Profit: $20,164 per year ($1,680/month) ROI on Down Payment: 8.07% annually Monthly Mortgage Payment: $6,653.02 Annual Revenue: $116,800.00 Total Annual Expenses: $100,876.30 Net Annual Income (Profit): $15,923.70