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Offices418 HWY 90 Waveland, MS 39576
$950,000
Bay Saint Louis, MS 39520
MLS# 4145665
6 beds | 3000 sqft
1 / 63
Property Description
Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both. Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep. Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views. Additional features of the property include: Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income. Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!
Details
Maps
Address and Location Information
Parcel Number: 149c-0-20-090.001
Directions to Property: Traveling East on Highway 90, Take a Left Turn At the Red Light onto Beach Blvd. Take an Immediate Left onto Phillip Street. Duplex is Located on the Right Hand Side.
N or S of I-10: S
N or S of CSX Railroad Track: N
Street Number: 95
Street Name: Phillip
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Subdivision: Metes And Bounds
Listing Information
Listing Service: Full Service
Status: Active
List Date: 2026-04-11
List Price: $950,000
Current Price: $950,000
General Property Information
New Construction: No
# of Units Included in Sale: 2
Approx Lot Size Acres: 0.13
Lot Size Dimensions: 76 x 79 x 76 x 79
SqFt Source: Other
List Price/SqFt: 316.67
Year Built Known: Yes
Year Built Source: Assessor
Garage Spaces: 1
Carport Spaces: 2
Total Floors: 2
Bathrooms Half: 2
Bathrooms Three Quarter: 0
Furnished: No
Pool: No
School District: Bay St. Louis Waveland Dist
Elementary School: Waveland
Elementary School 2: Bay St. Louis
Middle or Junior School: Bay St. Louis Middle
High School: Bay St Louis
Accessibility Features: No
Approx H/C SqFt: 3000
Year Built: 2021
Bedrooms Total: 6
Bathrooms Full: 4
Tax and Financial Information
Tax Annual Amount: 3313
Tax Year: 2025
Homestead Y/N: Yes
Homestead Year: 2025
Additional Exemptions Y/N: No
Flood Insurance Required?: Yes
Leasehold Y/N: No
Association: No
Covenants Y/N: No
Legal Description: BEACH PK. SUB LOTS 5 BLK. 1
Remarks & Miscellaneous
Public Remarks: Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both.
Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep.
Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views.
Additional features of the property include: Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income.
Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!
Structure Type
Multi Family: 1
Lot Features
City Lot: 1
Level: 1
Near Beach: 1
Near Golf Course: 1
Views: 1
Levels
Two: 1
Sewer
Public Sewer: 1
Water Source
Public: 1
Listing Terms
1031 Exchange: 1
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Waterfront Features
View: 1
Showing Requirements
Showing: Appointment Required
Interior Features
Ceiling Fan(s): 1
Crown Molding: 1
High Ceilings: 1
Kitchen Island: 1
Primary Downstairs: 1
Recessed Lighting: 1
Utilities
Electricity Connected: 1
Sewer Connected: 1
Water Connected: 1
Special Purpose Rooms
Kitchen/Dining Combo: 1
Kitchen Features
Kitchen Island: 1
Appliances
Free-Standing Electric Range: 1
Microwave: 1
Refrigerator: 1
Walls - Interior
Sheetrock: 1
Laundry Features
Inside: 1
Laundry Closet: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Foundation Details
Raised: 1
Exterior Construction/Siding
HardiPlank Type: 1
Roof
Metal: 1
Exterior Features
Balcony: 1
Private Entrance: 1
Other: 1
Patio And Porch Features
Covered: 1
Front Porch: 1
Rear Porch: 1
Fencing
Gate: 1
Driveway Features
Concrete Drive: 1
Parking Features
Driveway: 1
Golf Cart Garage: 1
Guest: 1
On Site: 1
Other Structures
Second Garage: 1
Second Residence: 1
Community Features
Boating: 1
Fishing: 1
Near Entertainment: 1
Flood Insurance
Subject to Survey: 1
Water Heater
Tankless: 1
Approx Age Code
Under 5 Years: 1
Parking Spaces
# Parking Spaces Covered: 4
# Parking Spaces Uncovered: 6
Uncovered Parking?
1-25 Spaces: 1
Unit 1
Bedrooms: 3
Full Baths: 2
Half Baths: 1
Occupied: Yes
Unit 1 Appliances
Microwave: 1
Range: 1
Refrigerator: 1
Water Heater - Electric: 1
Unit 2
Bedrooms: 3
Full Baths: 2
Half Baths: 1
Occupied: Yes
Unit 2 Appliances
Microwave: 1
Range: 1
Refrigerator: 1
Water Heater - Electric: 1
Property Features
Structure Type: Multi Family
Lot Features: City Lot; Level; Near Beach; Near Golf Course; Views
Levels: Two
Interior Features: Ceiling Fan(s); Crown Molding; High Ceilings; Kitchen Island; Primary Downstairs; Recessed Lighting
Special Purpose Rooms: Kitchen/Dining Combo
Kitchen Features: Kitchen Island
Appliances: Free-Standing Electric Range; Microwave; Refrigerator
Walls - Interior: Sheetrock
Laundry Features: Inside; Laundry Closet
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Utilities: Electricity Connected; Sewer Connected; Water Connected
Sewer: Public Sewer
Water Source: Public
Foundation Details: Raised
Listing Terms: 1031 Exchange; Cash; Conventional; FHA; VA Loan
Roof: Metal
Exterior Features: Balcony; Private Entrance; Other
Patio And Porch Features: Covered; Front Porch; Rear Porch
Fencing: Gate
Driveway Features: Concrete Drive
Parking Features: Driveway; Golf Cart Garage; Guest; On Site
Other Structures: Second Garage; Second Residence
Community Features: Boating; Fishing; Near Entertainment
Waterfront Features: View
Flood Insurance: Subject to Survey
Water Heater: Tankless
Approx Age Code: Under 5 Years
Unit 1 Appliances: Microwave; Range; Refrigerator; Water Heater - Electric
Unit 2 Appliances: Microwave; Range; Refrigerator; Water Heater - Electric
Listing Office: Navigator Real Estate, LLC.
Listing Agent: Katy M Aime
Last Updated: April - 12 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.
$950,000
Bay Saint Louis, MS 39520
MLS# 4145665
6 beds | 3000 sqft
1 / 63
Property Description
Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both. Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep. Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views. Additional features of the property include: Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income. Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!
Details
Maps
Address and Location Information
Parcel Number: 149c-0-20-090.001
Directions to Property: Traveling East on Highway 90, Take a Left Turn At the Red Light onto Beach Blvd. Take an Immediate Left onto Phillip Street. Duplex is Located on the Right Hand Side.
N or S of I-10: S
N or S of CSX Railroad Track: N
Street Number: 95
Street Name: Phillip
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Subdivision: Metes And Bounds
Listing Information
Listing Service: Full Service
Status: Active
List Date: 2026-04-11
List Price: $950,000
Current Price: $950,000
General Property Information
New Construction: No
# of Units Included in Sale: 2
Approx Lot Size Acres: 0.13
Lot Size Dimensions: 76 x 79 x 76 x 79
SqFt Source: Other
List Price/SqFt: 316.67
Year Built Known: Yes
Year Built Source: Assessor
Garage Spaces: 1
Carport Spaces: 2
Total Floors: 2
Bathrooms Half: 2
Bathrooms Three Quarter: 0
Furnished: No
Pool: No
School District: Bay St. Louis Waveland Dist
Elementary School: Waveland
Elementary School 2: Bay St. Louis
Middle or Junior School: Bay St. Louis Middle
High School: Bay St Louis
Accessibility Features: No
Approx H/C SqFt: 3000
Year Built: 2021
Bedrooms Total: 6
Bathrooms Full: 4
Tax and Financial Information
Tax Annual Amount: 3313
Tax Year: 2025
Homestead Y/N: Yes
Homestead Year: 2025
Additional Exemptions Y/N: No
Flood Insurance Required?: Yes
Leasehold Y/N: No
Association: No
Covenants Y/N: No
Legal Description: BEACH PK. SUB LOTS 5 BLK. 1
Remarks & Miscellaneous
Public Remarks: Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both.
Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep.
Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views.
Additional features of the property include: Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income.
Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!
Structure Type
Multi Family: 1
Lot Features
City Lot: 1
Level: 1
Near Beach: 1
Near Golf Course: 1
Views: 1
Levels
Two: 1
Sewer
Public Sewer: 1
Water Source
Public: 1
Listing Terms
1031 Exchange: 1
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Waterfront Features
View: 1
Showing Requirements
Showing: Appointment Required
Interior Features
Ceiling Fan(s): 1
Crown Molding: 1
High Ceilings: 1
Kitchen Island: 1
Primary Downstairs: 1
Recessed Lighting: 1
Utilities
Electricity Connected: 1
Sewer Connected: 1
Water Connected: 1
Special Purpose Rooms
Kitchen/Dining Combo: 1
Kitchen Features
Kitchen Island: 1
Appliances
Free-Standing Electric Range: 1
Microwave: 1
Refrigerator: 1
Walls - Interior
Sheetrock: 1
Laundry Features
Inside: 1
Laundry Closet: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Foundation Details
Raised: 1
Exterior Construction/Siding
HardiPlank Type: 1
Roof
Metal: 1
Exterior Features
Balcony: 1
Private Entrance: 1
Other: 1
Patio And Porch Features
Covered: 1
Front Porch: 1
Rear Porch: 1
Fencing
Gate: 1
Driveway Features
Concrete Drive: 1
Parking Features
Driveway: 1
Golf Cart Garage: 1
Guest: 1
On Site: 1
Other Structures
Second Garage: 1
Second Residence: 1
Community Features
Boating: 1
Fishing: 1
Near Entertainment: 1
Flood Insurance
Subject to Survey: 1
Water Heater
Tankless: 1
Approx Age Code
Under 5 Years: 1
Parking Spaces
# Parking Spaces Covered: 4
# Parking Spaces Uncovered: 6
Uncovered Parking?
1-25 Spaces: 1
Unit 1
Bedrooms: 3
Full Baths: 2
Half Baths: 1
Occupied: Yes
Unit 1 Appliances
Microwave: 1
Range: 1
Refrigerator: 1
Water Heater - Electric: 1
Unit 2
Bedrooms: 3
Full Baths: 2
Half Baths: 1
Occupied: Yes
Unit 2 Appliances
Microwave: 1
Range: 1
Refrigerator: 1
Water Heater - Electric: 1
Property Features
Structure Type: Multi Family
Lot Features: City Lot; Level; Near Beach; Near Golf Course; Views
Levels: Two
Interior Features: Ceiling Fan(s); Crown Molding; High Ceilings; Kitchen Island; Primary Downstairs; Recessed Lighting
Special Purpose Rooms: Kitchen/Dining Combo
Kitchen Features: Kitchen Island
Appliances: Free-Standing Electric Range; Microwave; Refrigerator
Walls - Interior: Sheetrock
Laundry Features: Inside; Laundry Closet
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Utilities: Electricity Connected; Sewer Connected; Water Connected
Sewer: Public Sewer
Water Source: Public
Foundation Details: Raised
Listing Terms: 1031 Exchange; Cash; Conventional; FHA; VA Loan
Roof: Metal
Exterior Features: Balcony; Private Entrance; Other
Patio And Porch Features: Covered; Front Porch; Rear Porch
Fencing: Gate
Driveway Features: Concrete Drive
Parking Features: Driveway; Golf Cart Garage; Guest; On Site
Other Structures: Second Garage; Second Residence
Community Features: Boating; Fishing; Near Entertainment
Waterfront Features: View
Flood Insurance: Subject to Survey
Water Heater: Tankless
Approx Age Code: Under 5 Years
Unit 1 Appliances: Microwave; Range; Refrigerator; Water Heater - Electric
Unit 2 Appliances: Microwave; Range; Refrigerator; Water Heater - Electric
Listing Office: Navigator Real Estate, LLC.
Listing Agent: Katy M Aime
Last Updated: April - 12 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.